Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. Read JasMadahar's review of the Aqua Credit Cards - www.aquacard.co.uk , 17 of 229 Aqua Credit Cards - www.aquacard.co.uk reviews, & compare with other Credit Cards at Review Centre . I didnt even know any card company had an Apr of such sort. 0% variable APR on purchases 3% variable APR on cash withdrawals . Each full application is logged on your credit report, so the more you apply and are turned down, the more likely you are to keep getting turned down. Initial credit limits run between £250 and £1,200. 1. A credit card can be a great way to rebuild your credit score, but there are some simple things you can do to help improve your credit score. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. It currently offers two deals, Aqua Classic and Aqua Advance. Reduce your interest rate as you use your card when you manage, Making lots of late payments or missing payments altogether, Going over their credit limit – especially if it happens regularly. NewDay Ltd Finance. The short answer is ‘yes’. aqua also have a cash back card called the aqua Reward credit card (cost of credit) which, again, has a different interest rate.. As we said, these rates are high. There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit Aqua Advance: Reducing interest rate credit card NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. American Express. Aqua Card is great I moved to the UK recently, I applied for the Aqua card to build my credit score. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. If you spend £1,200 at a purchase interest rate of 32.94% p.a. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. What are the benefits of the Aqua Classic card? If you spend £1,200 at a purchase interest rate of 34.95% p.a. The card that says yes to helping you build your credit score when used responsibly 37.9% APR. What are the Charges to be Wary of. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. aqua Classic Credit Card. £200. For example, make sure you're on the electoral roll, pay bills on time, including your credit card and check your credit record regularly. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Initial credit limits run between £250 and £1,200. We can’t promise to say ‘yes’ as we need to ensure we lend responsibly, but we will do our best to accept you. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Reduce your rate over three years if you stay within your credit limit and pay on time. Category: Game card. Everyone. Add to wishlist. If you have a bad credit history, it’s important to remember that millions of people in the UK are in the same category, so you’re not alone and you can get help to fix it. Credit available only to UK residents aged 18 and over. Welcome to the world of EBL Cards! 2.9% . 32 replies 70.5K views MrAWESOME247 Forumite. But this is exactly the wrong thing to do. CreditBuilder™ option. My card and pin arrived within 5 working days and I have been given a limit of £900 which is adequate for my needs. loading . The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. I have just completed my Iva in July last year and have found it hard to obtain a credit card having a very low credit score. The representative APR is 37.9%. WRITE A REVIEW ★★☆☆☆ 2.3 / 5. There is no fee. 34.9% APR. Representative example: When you spend £1,200 at a purchase rate of 29.71% p.a. However, if you use a credit card optimally, which is to spend and pay off the cards in full at the statement date, all cards are the same. 8,363. Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. abroad charge . abroad charge . this stupid Aqua keeps sending me mails by post asking to sign for this stupid almost 40% interest rate haha(!!!) The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. We’ll try to give you a ‘yes’ for the credit you need and can afford – even if you’ve been turned down for credit in past. - Free unlimited access to your credit report with aqua Credit Checker Your credit limit will start between £250 - £1,200 and you could get an increase on your 4th statement. The Aqua Classic Credit card is a solid option to consider for those with weak credit scores, as it may accept you even with limited or no credit history. 0% variable APR on purchases 3% variable APR on cash withdrawals . The registered office for these companies is 7 Handyside Street, London, N1C 4DA. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. Aqua Classic credit card mail spam. Setting up a direct debit to repay the full balance is a sensible way to ensure only what is affordable is spent each month. Fetching your data... Vanquis Bank Visa. Are over 18 and have a permanent UK address, Haven’t been registered bankrupt in the past 18 months and don’t have ongoing bankruptcy proceedings against you, Have a current UK bank or building society account, Haven’t received a County Court Judgement (CCJ) in the past 12 months, Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months, Need a little guidance? The Aqua Classic Credit Card also has an interest-free period of 48 days. … £1200 . 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. 2 replies 2.4K views rus4u Forumite. Can I apply for a credit card if I have a bad credit score? At Aqua, we’ll do our best to help you with both. The registered office for these … 8,363. Plus, there is no annual fee associated with this card. The Aqua Classic Credit Card offers a … It currently offers two deals, Aqua Classic and Aqua Advance. It also means you won’t get any fancy bells and whistles in the form of rewards or cashback schemes. They form part of the NewDay group of companies. min credit. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. Aqua Advance. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Credit available only to UK residents aged 18 and over. The Aqua Classic Credit Card also has an interest-free period of 48 days. Sheffield. A credit limit of £250 - 1,200 that could increase after 4 months The registered office for these companies is 7 Handyside Street, London N1C 4DA. CreditBuilder™ option. The lower the APR, the less you’ll have to pay in interest. Free unlimited access to your credit report. Having a bad credit history is one of the main reasons people are turned down for credit cards, loans, and even bank accounts. Find out more. Subject to status. Aqua credit card. aqua Classic Credit Card review 2021. Let’s look at the two situations which usually result in it being more difficult for people to get credit. More about Aqua Classic Credit Card Representative 29.7% APR (variable) Could be great for rebuilding credit ratings if you manage your account well – with unlimited free access to your credit report with Aqua Credit Checker. A “credit-builder” aimed at applicants who have a poor credit rating. Been looking into CCs for someone new to credit with a very limited but so far so good history. 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